swapped-com-company-primary-sources-2026-08-11

Swapped.com company primary-source snapshot

Fetched: 2026-08-11 UTC

Classification takeaway

Swapped.com now clears the bar for a separate companies/ note because the useful control question is not only how do the Ramp widget or Connect deposit flow work? It is which named operator admits partners, chooses the jurisdiction and entity shell, runs the merchant dashboard, issues signed integration credentials, reviews transactions, publishes callback and transaction truth, and defines refund / exception handling across the easiest live path? The current primary materials point to a multi-entity Swapped shell centered on Swapped ApS, Swappedcom Inc., and Northstake ApS rather than a neutral product surface.

Primary sources reviewed

1. Business / product overview — https://swapped.com/business

   • Best current high-level operator framing for the product family.
   • Shows Swapped selling Ramp and Connect together as one business shell and explicitly names Swapped ApS plus Swappedcom Inc. and the EU/EEA Northstake ApS merchant-of-record path in the footer.

2. How we handle your funds — https://swapped.com/legal/how-we-handle-your-funds

   • Best concise source for transaction review, refund, and segregated-funds workflow.
   • Describes reserved-vs-held funds, segregated client funds for bank transfers, six-hour sell-side validity windows, automated refunds, and review/documentation checks.

3. Ramp Terms of Service — https://swapped.com/legal/ramp-tos

   • Strongest source for legal-entity scope and service posture.
   • Identifies Swapped ApS as the contracting entity for rest-of-world ramp use, says multiple affiliated Swapped entities serve different jurisdictions, says Swapped acts as principal in purchase/sell transactions, and says access can be suspended for compliance reasons.

4. On-ramp integration docs — https://docs.swapped.com/swapped-ramp/readme.md

   • Best concise source for merchant-dashboard and integration control.
   • Shows the embeddable widget, merchant dashboard, order monitoring, configurable integration parameters, and the company-run support / operations shell around partner embeds.

5. Connect integration docs — https://docs.swapped.com/swapped-connect/connect-integration.md

   • Best source for the deposit-orchestration control surface.
   • Shows Swapped Connect supporting direct wallet/exchange connections, API-key connections, and proxy connections where Swapped initiates a temporary connection to complete the transfer.

6. Earlier project snapshot — ../whitepapers/swapped-com-primary-sources-2026-04-27.md

   • Still useful for the broader docs sitemap, brand-migration note from kado.money, and the earlier embedded-integration categorization work.

Selected excerpts

Business page / entity shell

Copyright 2026 Swapped ApS. All rights reserved.\ Swapped Connect is offered by Swappedcom Inc.

EU/EEA customers are served by Northstake ApS (FTID: 10905), authorised as a CASP by the Danish FSA (Finanstilsynet). Northstake ApS is the merchant of record.

Why it matters:

• The live product shell is already split across named entities rather than a generic Swapped brand.
• That makes the company note useful for reasoning about jurisdiction routing, merchant-of-record posture, and who actually stands behind the production workflow.

Funds-handling page / review and refund workflow

Some transactions may require review or documentation, and if not approved, the authorization is canceled with no funds taken.

Client funds are kept separate from company funds.

Transactions are reviewed within 30 minutes, with any additional documentation reviewed within 24 hours.

Why it matters:

• The live control surface includes review queues, documentation checks, refund handling, and published settlement expectations, not just an embeddable widget.
• This is exactly the sort of operator shell that belongs in companies/.

Terms / affiliated-entity and compliance boundary

These Terms apply globally except for Users located in the United States, who are governed exclusively by the separate Terms of Use provided by Swappedcom Inc.

The Services are offered by multiple affiliated Swapped entities worldwide.

Swapped acts as principal in Purchase and Sell transactions, buying and selling Digital Assets from its own inventory … and does not hold User funds or Digital Assets beyond the technical processing period required to complete a transaction.

Why it matters:

• The legal boundary is explicitly multi-entity and jurisdiction-dependent.
• Swapped is not merely publishing a passive widget; it is defining the contractual and compliance shell users and partners actually inherit.

Ramp docs / merchant dashboard

Manage your integration at dashboard.swapped.com:

• View volume and transaction statistics
• Monitor orders
• Configure integration parameters

Why it matters:

• The practical dependency is not only the iframe or widget API; it is the company-run dashboard, credentialing path, and monitoring shell.

Connect docs / deposit-orchestration authority

There are three types of connections available with Swapped Connect:

• Direct connection to the wallet or exchange
• API key connection
• Proxy connection

Why it matters:

• Connect turns Swapped into a live wallet/exchange connection broker, not just a fiat on-ramp brand.
• The choice of connection mode is itself an operator-shaped trust and workflow boundary.

Why it belongs in the active corpus

• Useful comparison point for embedded ramp + deposit orchestration vendors where the real dependency is a company-run jurisdiction, review, callback, and refund shell rather than only a widget or quote API.
• Helpful for separating product mechanics (Ramp, Connect) from the named entity layer that chooses which geography, payment method, review path, and callback truth are available in practice.
• Good promotion-test companion for other payments vendors that market non-custodial or embedded flows while still centralizing admission, legal routing, and operational publication inside one company boundary.