Cowrie Research

peanut-primary-sources-2026-04-27

4 min read

Peanut primary-source snapshot

Fetched: 2026-04-27 UTC

1) llms.txt

Source: https://peanut.me/llms.txt

Selected excerpts from the official site:

Instant global peer-to-peer payments in digital dollars.

Peanut is the easiest way to send digital dollars to anyone, anywhere. No banks, no borders — just fast, cheap money transfers.

Self-custodied accounts — your funds sit in your own smart account, secured by biometric passkeys

Additional signals from the source:

  • Peanut publishes a compact AI-facing project index, which is already a useful primary-source surface even without a separate formal whitepaper
  • The short index immediately frames the project around digital-dollar payments, payment links, self-custody, and local bank cash-out rather than around speculation or DeFi
  • The corridor list strongly suggests Latin America is the main initial operating footprint

2) llms-full.txt

Source: https://peanut.me/llms-full.txt

Selected excerpts from the official site:

Peanut is a peer-to-peer payments app that lets users send and receive money globally using digital dollars (USDC stablecoins).

Self-custodied smart accounts: User funds sit in ERC-4337 smart accounts, not on Peanut servers

Biometric passkeys: Account access is secured by the device’s Secure Enclave

Core features (send, receive, payment links) work without KYC

Technical Stack … ERC-4337 smart accounts on Base (Ethereum L2)

Additional signals from the source:

  • This file is unusually high-signal because it compresses product, compliance, security-model, target-market, and technical-stack information into one primary document
  • The combination of Base, ERC-4337, passkeys, and low-friction send flows makes Peanut look like app-layer money UX built on account abstraction rather than a conventional exchange account
  • The explanation that Peanut cannot access, freeze, or move user funds is a central trust-model claim worth preserving

3) Help center

Source: https://peanut.me/support

Selected excerpt from the official site:

Get help with Peanut — verification, passkeys, payments, deposits, and account recovery.

Additional signals from the source:

  • Even this lightweight support page is useful because it reveals the live user-operating surface
  • Verification, passkeys, deposits, and recovery are all first-class topics, which reinforces that Peanut is trying to hide crypto complexity behind consumer support flows

4) GitHub organization

Source: https://github.com/peanutprotocol

Selected excerpts/signals from the public org page:

Smart Contracts Repository

SDK Repository

API Repository

UI Repository

We have an open bug bounty and have paid out more than $15k to date.

Additional signals from the source:

  • The repo inventory shows Peanut is not only a mobile/web frontend; it also maintains contracts, SDK, API, and UI layers
  • The public bug-bounty reference is a useful security-process signal for a consumer payments app handling self-custodied value flows

5) Smart contracts repo

Source: https://github.com/peanutprotocol/peanut-contracts

Selected excerpts/signals from the repo page:

Repo for peanut smart contracts

See list of deployed contracts on contracts.json

If you find any vulnerabilities, please report them to us asap. We have a bug bounty program and a history of payouts!

Additional signals from the source:

  • The repo confirms an onchain contract layer exists beneath the app
  • Deployed-contract references and chain-specific examples make the product look operational rather than conceptual

6) SDK repo

Source: https://github.com/peanutprotocol/peanut-sdk

Selected excerpts/signals from the repo page:

Send tokens via cryptographically secure links.

npm i @squirrel-labs/peanut-sdk

Additional signals from the source:

  • The SDK framing clarifies that Peanut’s payment-link flow is not just a marketing story; it is a reusable developer primitive
  • This strengthens the case that Peanut belongs in the library as payments infrastructure, not merely as a consumer app

Notes

  • Peanut appears best cataloged as a consumer stablecoin payments app / self-custodial remittance infrastructure / smart-account wallet.
  • No canonical whitepaper or litepaper surfaced in this pass.
  • The strongest categorization clue is the combination of llms.txt / llms-full.txt, which jointly expose the trust model, operating corridors, compliance posture, and technical stack more clearly than the homepage alone.

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