Meld primary sources — 2026-04-26

What I reviewed

• Official site: https://www.meld.io/
• Docs overview: https://docs.meld.io/docs/overview
• Product catalog: https://docs.meld.io/docs/see-all-products
• White-label API docs: https://docs.meld.io/docs/white-label-api-integration
• Hosted checkout docs: https://docs.meld.io/docs/meld-checkout-integration
• Virtual account docs: https://docs.meld.io/docs/virtual-account-integration

Key source notes

• Meld positions itself as a network and API layer for buying, selling, and transferring digital assets globally.
• The docs make a useful three-part product split explicit: white-label API, hosted checkout, and virtual-account flows.
• The product docs show that Meld is not just a consumer checkout widget; it also orchestrates provider selection, KYC, quoting, settlement tracking, and partner-normalized ramp flows.
• The virtual-account docs are especially high-signal because they explain how provider-issued bank details or crypto deposit addresses are mapped to specific users and routed through providers such as Noah and Due.
• The overview also shows a broader financial-data surface via bank-linking and identity-orchestration use cases, including balance, transaction-history, IBAN, and routing-number retrieval.

Whitepaper status

• No canonical standalone whitepaper or litepaper was found in this pass.
• The docs surface was the strongest primary source because it explains product boundaries, customer flows, and operating assumptions more clearly than the homepage alone.