IBEX Pay primary sources — 2026-04-30

Project status in this pass

• No canonical standalone whitepaper or litepaper surfaced.
• The clearest current source of truth is the official site plus the support FAQ and merchant-product pages.

Primary-source snapshots

1) Main site

• URL: https://www.ibexpay.io/
• Key excerpt:
  • The site describes IBEX Pay as “the easiest and fastest way for retail and e-commerce businesses to accept instant Bitcoin payments over the Lightning Network.”
  • The in-person flow says merchants can add the Bitcoin Payment Terminal (BPT) to any iOS or Android device, present a Lightning QR code, and receive a deposit to a BTC onchain address within 24 hours or convert to fiat.
  • The ecommerce flow says merchants can add the app as a payment method and let customers pay in Lightning or onchain bitcoin.
• Notes:
  • The homepage already shows that IBEX Pay has both in-person and online merchant-acceptance modes.

2) Support / FAQ page

• URL: https://www.ibexpay.io/support
• Key excerpt:
  • The FAQ calls IBEX Pay “a global solution” for merchants such as farmers’ markets, restaurants, venues, event companies, and ecommerce businesses.
  • It states BTC transaction fees are roughly 0.5% to 0.7% worldwide.
  • It says BTC settlement to an onchain address takes 24 to 48 hours.
  • It says fiat conversion currently operates only in Guatemala, El Salvador, Australia, and the US.
  • It says payments over about $2.5k should use onchain transactions and explicitly references plugin or API implementations for Shopify, WooCommerce, Miva, and Ecwid.
• Notes:
  • This FAQ was the clearest single source for recovering the real merchant-operating model.

3) Point-of-sale page

• URL: https://www.ibexpay.io/ibex-pay-point-of-sale-for-merchants
• Notes:
  • The readable extraction was cookie-banner-heavy in this pass, but the page title confirms a distinct first-party merchant POS surface.
  • Combined with the homepage flow, this supports cataloging IBEX Pay as more than a generic checkout link.

4) Marketplace / ecommerce page

• URL: https://www.ibexpay.io/ibexpay-payment-gateway-for-marketplaces
• Key excerpt:
  • HTML-extracted text describes the page as “IBEX PAY Payment Gateway for Marketplaces.”
  • The page says merchants can “receive lightning or on-chain payments online” and “start accepting Bitcoin Lightning payments ONLINE.”
  • The same source also includes IBEX’s broader description as a bitcoin infrastructure company focused on Lightning Network enterprise solutions and Lightning-as-a-Service.
• Notes:
  • This page is a strong signal that IBEX Pay is packaging ecommerce infrastructure, not only physical-retail acceptance.

5) Donations page

• URL: https://www.ibexpay.io/ibexpay-donations-lnurl
• Key excerpt:
  • The page metadata says IBEX Pay Donations allows users to receive bitcoin donations via a Lightning QR code that can be added to websites and campaigns.
• Notes:
  • This demonstrates a separate merchant/creator fundraising workflow built on the same payment rails.

6) Platform links surfaced in official HTML

• URLs:
  • https://ibexpay.ibexmercado.com/login
  • https://ibexpay.ibexmercado.com/onboard
• Notes:
  • The official site links directly to merchant login and onboarding endpoints under ibexmercado.com, which is useful evidence that a real operational platform sits behind the marketing site.

Working conclusion

IBEX Pay is best cataloged as Lightning-first merchant payment infrastructure with in-person POS, online checkout, donation, and plugin/API-based ecommerce workflows, plus optional fiat conversion in selected countries. In this pass, the support FAQ and official HTML metadata were more informative than the polished product pages alone.