Cowrie Research

lyzi

3 min read

Lyzi

  • Name: Lyzi
  • URL: https://lyzi.io/
  • Category: crypto-and-stablecoin payment orchestration control plane / merchant and PSP-bank acceptance infrastructure / fiat-settlement layer
  • Summary: Lyzi is a crypto-acceptance orchestration layer for merchants, PSPs, and banks. The interesting part is not the checkout button; it is the hosted merchant backoffice, KYB gatekeeping, collector and cashier setup, webhook-driven payment confirmation, and euro payout layer sitting behind it.
  • What it does:
    • Lets merchants accept cryptocurrency and stablecoin payments while receiving euro settlement through Lyzi’s payout flow
    • Integrates into point-of-sale, ecommerce, and mobile payment environments without requiring a full replacement of existing payment infrastructure
    • Aggregates regulated exchanges and self-hosted wallets behind one payment layer, with official materials emphasizing multi-wallet and multi-exchange compatibility
    • Offers a merchant backoffice for KYB-approved operators to create payment buttons, salespoints, collectors, cashier accounts, API credentials, and settlement workflows
    • Exposes developer integration paths including buy-button flows, collector-linked payment links, embedded iframe payments, API credentials, webhooks, and status checks
    • Markets a white-label crypto-payment orchestration layer for PSPs and banks that want to add crypto and stablecoin acceptance inside their own existing distribution networks
  • Key claims:
    • The homepage says merchants can accept crypto while receiving euros, describes the product as plug-and-play, and says fiat payout can occur within 24-48 hours
    • The main site says Lyzi is connected to more than 1 million points of sale and more than 500 wallets, and positions itself as an open universal payment solution spanning exchanges and self-hosted wallets
    • The FAQ says Lyzi supports more than 300 cryptocurrencies and can work through centralized exchange accounts such as Binance Pay, Coinbase, Crypto.com, and WhiteBIT as well as self-hosted wallets like MetaMask, Rabby Wallet, and Ledger
    • The FAQ also says Lyzi works with authorized PSP and VASP partners and operates in the eurozone plus selected international markets subject to local regulatory constraints
    • The PSP-and-banks solution page says a single integration can activate a unified multi-stablecoin, multi-exchange, and multi-wallet payment rail, with white-label deployment and compatibility across POS, ecommerce, and mobile environments
    • The developer quickstart says KYB-approved managers receive backoffice access, can generate API credentials, and can integrate Lyzi through either payment buttons for ecommerce or collector-linked payment flows for salespoints
    • The developer docs explicitly distinguish browser redirects from authoritative backend payment confirmation and say integrators should rely on webhooks plus the Check Status API rather than front-end redirects alone
    • The iframe guide shows Lyzi also supports embedded payment flows around collector IDs, return and cancel URLs, optional webhook URLs, and backend verification, which reinforces that the product is an operational payment layer rather than only a hosted checkout page
  • Whitepaper: No canonical standalone Lyzi whitepaper or litepaper surfaced in this pass. The clearest current sources of truth were the official site, FAQ, PSP-and-banks solution page, and developer GitBook; see ../whitepapers/lyzi-primary-sources-2026-05-04.md.
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