Category: institutional digital-asset infrastructure / crypto brokerage-and-payments control plane / account-management and compliance platform
Summary: Aquanow is best understood as an institutional digital-asset control plane rather than as a simple broker, checkout widget, or liquidity provider. Its public product surface spans trading, payments, send and hold workflows, while its official CAMS documentation exposes the underlying client-account, custody, compliance, settlement, and API-management layer used to operate those services. The strongest categorization clue is that Aquanow is packaging liquidity, customer account orchestration, fiat-and-crypto funding flows, RFQ trading, wallet operations, compliance checks, and operational controls into one institutional stack aimed at banks, neobanks, brokerages, payment firms, and enterprises.
What it does:
Offers productized institutional flows across trading, payments, send, and hold infrastructure for financial-service operators
Runs CAMS, a client account management system with multi-sub-account customer structures and dedicated-wallet support
Supports fiat and crypto deposits and withdrawals, plus spot crypto trading through RFQ workflows
Exposes operational APIs for customers, funding requests, trades, orders, executions, settlements, transactions, accounts, custody, payouts, withdrawals, transfers, and VASP-related resources
Includes compliance controls covering KYC, AML, Travel Rule, and FATF checks alongside approval workflows and configurable access rights
Publishes market-data support including live depth of book, top-of-book indicative pricing, and OHLC data through WebSockets
Positions itself as infrastructure for banks, neobanks, brokerages, and payment companies rather than only a direct-to-consumer crypto venue
Key claims:
The homepage describes Aquanow as “Digital asset infrastructure trusted by the world’s fastest-growing financial institutions, internet platforms and progressive businesses.”
The CAMS welcome page says the platform is “a robust financial software solution” that provides comprehensive virtual-asset management with customer setup, custody, transaction handling, trading, market data, and compliance controls
The CAMS docs say institutions can create customer profiles with multiple sub-accounts, handle fiat and crypto funding flows, and support RFQ-based spot trading
The API reference shows a broad operating surface spanning customers, funding requests, trades, executions, settlements, accounts, custody, files, withdrawals, payouts, transfers, and VASPs
The Visa partnership announcement says Aquanow’s infrastructure is being used to help enable approved-stablecoin settlement for issuers and acquirers in CEMEA, framed as reducing costs, operational friction, and settlement times
The Visa release also says Aquanow “underwrites billions of dollars in monthly crypto brokerage and payment transactions,” which reinforces the interpretation that this is a scaled institutional operating layer rather than a narrow API product
Whitepaper: No canonical standalone Aquanow whitepaper or litepaper surfaced in this pass. The clearest current source of truth is the official CAMS documentation together with the main product site and the Visa stablecoin-settlement announcement; see ../whitepapers/aquanow-primary-sources-2026-04-30.md.